Beware of the small print in your insurance contract: you can't negotiate the language or change it; but the insurer and some judges will strangle you with it.
Continue reading "Farm Bureau strikes again: "You expected us to pay a claim?"" »
Farm Bureau insurance has been very aggressive in attempting to enlist the activist Michigan judiciary in its campaign to deny insureds' purchased benefits. For example, it has been a leader in the effort to avoid paying any liability benefits under its policies, if the "negligence" of the wrong-doing insured is also "in the nature of a criminal act" (this vague policy phrase includes negligent discharge of a BB gun, negligently endangering a child, failing to take the door off an abandoned refrigerator, and dozens of other "crimes"). Michigan is about the only jurisdiction that allows such a broad interpretation of "criminal" acts in insurance policies, leaving many paying insureds without the coverage that they thought they had purchased. Recently, Farm Bureau took a slap-down from the Court of Appeals on two efforts to further restrict insured's rights.
Continue reading "Over-reaching Farm Bureau takes two hits in one week" »
